Misconceptions & Reasoning
📋 What it is
Many money and life “rules of thumb” are myths (“sales always save money”); check them against the real numbers.
🗣️ Coach says
Some life advice sounds smart but is wrong. “A sale always saves money” — not if you buy what you didn’t need. Beat a life myth the same way every time: check it against the real numbers and your actual needs.
🧠 Memory hook
“Sounds smart ≠ true.” Check the real numbers and your real need.
😂 Giggle
What costs you more the longer you wait to pay it off?
Debt! (Because of interest.)
😲 Whoa!
Buying something “on sale” that you didn’t need still costs you money — a discount on a want is still spending.
✅ Quick check: Why isn’t buying something “on sale” always saving money?
Say your answer out loud first — then reveal.
If you didn’t need it, you still spent money you would have kept — a discount only saves money on something you were going to buy anyway.
Evidence-over-slogan reasoning protects real-life decisions.
🧪 Try it! (2 minutes)
Find one common money “rule” and think about when it might actually be wrong.